Can policy holders have multiple e Insurance Accounts if they have multiple Insurance policies issued by various Insurance Companies?

No. IRDA stipulates that an individual can have only ONE e Insurance Account across Repositories, irrespective of the number of policies owned by a policy holder – thus, if a person has an eIA with KINREP, he CAN NOT open another eIA either with KINREP or with any other Insurance Repository. All Repositories have systems in place to check this before opening an eIA – any application for a second or multiple eIA will be rejected by the Insurance Repository. All the electronic policies owned by a policy holder can be credited or held under this single eIA.